What does interest-bearing deposit liabilities mean?

This represents the portion of the bank's deposit base that carries an interest rate and is classified as a non-current liability. These deposits are a primary source of funding for the bank's long-term lending and investment activities. Tracking this metric is vital for understanding the bank's cost of funds and long-term liquidity stability.

Bank of America BAC Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

U.S. BancorpUSB

$442.88B+3.4%

Cullen/Frost BankersCFR

$28.66B+1.9%

Wells Fargo & CompanyWFC

$1.09T+10.7%

Truist FinancialTFC

$298.62B—

PNC Financial ServicesPNC

$358.35B+8.4%

First HorizonFHN

——

Other financials

Income statement

See full

Revenue$30.3B+7.2%

Net income$8.6B+16.6%

EPS (diluted)$1.11+24.7%

Balance sheet

See full

Cash & equivalents$242.48B-11.4%

Total debt$337.44B+7.7%

Total equity$300.67B+2.3%

Total assets$3.50T+4.4%

Cash flow

See full

Operating cash flow$41.8B+2,013%

Valuation

See full

Market cap$409.69B+19.5%

Enterprise value$504.64B+31.9%

P/E12.9×+0.5×

P/S3.5×+0.4×

Profitability

See full

Net margin27.3%+1.8pp

Returns & leverage

See full

Return on equity10.7%+1.2pp

Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: Bank of America’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's interest-bearing deposit liabilities?: Bank of America (BAC) reported interest-bearing deposit liabilities of $1.49T in Q4 2025.
What does interest-bearing deposit liabilities mean?: This represents the portion of the bank's deposit base that carries an interest rate and is classified as a non-current liability. These deposits are a primary source of funding for the bank's long-term lending and investment activities. Tracking this metric is vital for understanding the bank's cost of funds and long-term liquidity stability.