Non-Current Assets
Unguaranteed Residuals
Bank of America Unguaranteed Residuals remained flat by 0.0% to $9.40B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 13.3%, from $8.30B to $9.40B. Over 5 years (FY 2020 to FY 2025), Unguaranteed Residuals shows an upward trend with a 6.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 1, 2026
How to read this metric
High levels of unguaranteed residuals increase the company's risk exposure to fluctuations in the secondary market value of its equipment.
Detailed definition
This is the estimated value of a leased asset at the end of the lease term that is not guaranteed by the lessee or a thi...
Peer comparison
Relevant for companies with large equipment leasing portfolios where asset depreciation and resale value are material.
Metric ID:
unguaranteed_residualsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.20B | $7.20B | $7.10B | $7.10B | $6.80B | $6.60B | $6.50B | $6.40B | $6.50B | $6.60B | $6.80B | $6.90B | $7.30B | $7.50B | $8.00B | $8.30B | $8.50B | $8.70B | $9.40B | $9.40B |
| QoQ Change | — | +0.0% | -1.4% | +0.0% | -4.2% | -2.9% | -1.5% | -1.5% | +1.6% | +1.5% | +3.0% | +1.5% | +5.8% | +2.7% | +6.7% | +3.8% | +2.4% | +2.4% | +8.0% | +0.0% |
| YoY Change | — | — | — | — | -5.6% | -8.3% | -8.5% | -9.9% | -4.4% | +0.0% | +4.6% | +7.8% | +12.3% | +13.6% | +17.6% | +20.3% | +16.4% | +16.0% | +17.5% | +13.3% |
Range$6.40B – $9.40B
CAGR+5.8%
Avg YoY Growth+6.4%
Median YoY Growth+10.1%
Current Streak12 quarters growth
Unguaranteed Residuals at Other Companies
Frequently Asked Questions
- What is Bank of America's unguaranteed residuals?
- Bank of America (BAC) reported unguaranteed residuals of $9.40B in Q1 2026.
- How has Bank of America's unguaranteed residuals changed year-over-year?
- Bank of America's unguaranteed residuals increased by 13.3% year-over-year, from $8.30B to $9.40B.
- What is the long-term trend for Bank of America's unguaranteed residuals?
- Over 5 years (2020 to 2025), Bank of America's unguaranteed residuals has grown at a 6.4% compound annual growth rate (CAGR), from $6.90B to $9.40B.
- What does unguaranteed residuals mean?
- The estimated value of leased equipment when it is returned, which the company is not guaranteed to receive.