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Banc of California BANC Increase (Decrease) in Loans, Deferred Income

Increase (Decrease) in Loans, Deferred Income at other companies

Banc of California logo
Banc of CaliforniaBANC
$16.48M-22.2%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
-$470K+42.3%
Green Dot logo
Green DotGDOT
-$62K+75.9%
Paycom Software logo
Paycom SoftwarePAYC
$20.1M-36.0%
Empire State Realty Trust logo
Empire State Realty TrustESRT
$8.57M+9.7%
NTS
Netskope, Inc. Class A Common StockNTSK
$16.72M+23.9%

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.25B+49.4%
Enterprise value$4.14B+156%
P/E13.1×-1.4×
P/S2.9×+0.7×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansDeferredIncome.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's increase (decrease) in loans, deferred income?
Banc of California (BANC) reported increase (decrease) in loans, deferred income of $16.48M in Q1 2026.
How has Banc of California's increase (decrease) in loans, deferred income changed year-over-year?
Banc of California's increase (decrease) in loans, deferred income decreased by 22.2% year-over-year, from $21.18M to $16.48M.
What does increase (decrease) in loans, deferred income mean?
This metric tracks the change in deferred loan fees and costs, which are amortized over the life of the loan as an adjustment to interest income. It reflects the timing difference between the cash receipt of origination fees and their recognition as revenue under accounting standards. Monitoring this helps investors understand the impact of loan origination volume on reported interest income versus cash flow.