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Banc of California BANC Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Customers Bancorp logo
Customers BancorpCUBI
$6.99M-11.2%
The Bancorp logo
The BancorpTBBK
$11.18M

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's operating lease liability - undiscounted excess amount?
Banc of California (BANC) reported operating lease liability - undiscounted excess amount of $13.66M in Q1 2026.
How has Banc of California's operating lease liability - undiscounted excess amount changed year-over-year?
Banc of California's operating lease liability - undiscounted excess amount decreased by 1.8% year-over-year, from $13.91M to $13.66M.
What is the long-term trend for Banc of California's operating lease liability - undiscounted excess amount?
Over 2 years (2020 to 2022), Banc of California's operating lease liability - undiscounted excess amount has grown at a -6.1% compound annual growth rate (CAGR), from $2.21M to $1.95M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.