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Loan expense at other companies

Customers Bancorp logo
Customers BancorpCUBI
$3.86M-16.7%
PennyMac Financial Services, Inc. logo
PennyMac Financial Services, Inc.PFSI
$79.7M+80.7%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$2.85M+128%
Live Oak Bancshares logo
Live Oak BancsharesLOB
$5.92M+29.1%
Ameris Bancorp logo
Ameris BancorpABCB
$7.38M-5.7%
Merchants Bancorp logo
Merchants BancorpMBIN
$1.19M+48.5%

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept banc:LoanExpense.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's loan expense?
Banc of California (BANC) reported loan expense of $4.29M in Q1 2026.
How has Banc of California's loan expense changed year-over-year?
Banc of California's loan expense increased by 46.5% year-over-year, from $2.93M to $4.29M.
What is the long-term trend for Banc of California's loan expense?
Over 3 years (2021 to 2025), Banc of California's loan expense has grown at a -1.3% compound annual growth rate (CAGR), from $17.03M to $16.37M.
What does loan expense mean?
This captures the direct operational costs associated with the origination, processing, and servicing of the loan portfolio. It excludes interest expense and provisions for credit losses, focusing instead on the administrative overhead required to maintain and manage the bank's lending activities.