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Ameris Bancorp ABCB Loan Portfolio Expense

Loan Portfolio Expense at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$7.38M-5.7%
NexPoint Real Estate Finance logo
NexPoint Real Estate FinanceNREF
$300K-6.5%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$2.85M+128%
Claros Mortgage Trust logo
Claros Mortgage TrustCMTG
$3.21M-24.8%
Ladder Capital logo
Ladder CapitalLADR
$584K-26.1%
EFC
Ellington Financial Inc.EFC
$7.8M+11.1%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanPortfolioExpense.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's loan portfolio expense?
Ameris Bancorp (ABCB) reported loan portfolio expense of $7.38M in Q1 2026.
How has Ameris Bancorp's loan portfolio expense changed year-over-year?
Ameris Bancorp's loan portfolio expense decreased by 5.7% year-over-year, from $7.82M to $7.38M.
What is the long-term trend for Ameris Bancorp's loan portfolio expense?
Over 4 years (2021 to 2025), Ameris Bancorp's loan portfolio expense has grown at a 4.1% compound annual growth rate (CAGR), from $26.48M to $31.13M.
What does loan portfolio expense mean?
Captures the direct operational costs associated with servicing, managing, and administering the bank's loan portfolio. This includes expenses related to loan processing, servicing activities, and the administrative overhead required to maintain the lending business. Monitoring this metric helps assess the efficiency of the bank's core lending operations relative to the size of its portfolio.