Skip to content

Banner Corporation BANR Capital Conservation Buffer

Capital Conservation Buffer at other companies

Customers Bancorp logo
Customers BancorpCUBI
International Bancshares logo
International BancsharesIBOC

Other financials

Income statement

See full
Revenue$11.4M+9.5%
Operating income$19.2M+0.3%
Net income$54.7M+21.2%
EPS (diluted)$1.60+23.1%

Balance sheet

See full
Cash & equivalents$439.2M-0.6%
Total debt$33.8M-16.5%
Total equity$2.0B+7.3%
Total assets$16.3B+1.1%

Cash flow

See full
Operating cash flow$109.8M+91.9%
CapEx$420.0K-74.7%
Free cash flow$109.4M+96.9%

Valuation

See full
Market cap$2.28B-5.8%
Enterprise value$1.87B-7.4%
P/E11.1×-2.6×
P/S53.3×

Profitability

See full
Operating margin170.8%
Net margin480.4%
FCF margin707.4%

Returns & leverage

See full
Return on equity10.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Banner Corporation in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The official record: Banner Corporation’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

Ask your AI about Banner Corporation's capital conservation buffer.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Banner Corporation's capital conservation buffer?
Banner Corporation (BANR) reported capital conservation buffer of $0.08 in Q4 2025.
How has Banner Corporation's capital conservation buffer changed year-over-year?
Banner Corporation's capital conservation buffer decreased by 0.0% year-over-year, from $0.08 to $0.08.
What is the long-term trend for Banner Corporation's capital conservation buffer?
Over 5 years (2020 to 2025), Banner Corporation's capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from $0.08 to $0.08.
What does capital conservation buffer mean?
This represents the additional capital that banks are required to hold above the minimum regulatory requirements to absorb losses during periods of economic stress. It acts as a safety margin that enhances the bank's resilience against systemic shocks. A robust buffer is viewed positively by regulators and investors as it provides a cushion for maintaining lending activities during downturns.