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International Bancshares IBOC Capital Conservation Buffer

Capital Conservation Buffer at other companies

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Valley National BankVLY
$0.110.0%

Other financials

Income statement

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Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

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Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation

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Market cap$4.57B+6.6%

Profitability

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Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

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Return on equity13.5%-1.7pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:CapitalToRiskWeightedAssets.

The official record: International Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Bancshares's capital conservation buffer?
International Bancshares (IBOC) reported capital conservation buffer of 24.8% in Q1 2026.
How has International Bancshares's capital conservation buffer changed year-over-year?
International Bancshares's capital conservation buffer increased by 2.3% year-over-year, from 24.3% to 24.8%.
What is the long-term trend for International Bancshares's capital conservation buffer?
Over 5 years (2020 to 2025), International Bancshares's capital conservation buffer has grown at a -58.9% compound annual growth rate (CAGR), from 2,140% to 25.1%.