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California BanCorp BCAL Q1 2026 earnings

Reported April 28, 2026 · Before market open

Revenue$44.2MBeat by $104.7K
EPS$0.42Beat by $0.01
Revenue estimate$44.1M
EPS estimate$0.41

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$46.1M
EPS estimate$0.44

Financials

Q1 2026

Income statement

See full
Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

See full
Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

See full
Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$572.83M+23.9%
Enterprise value$215.1M+94.5%
P/E9.5×-17.1×
P/S3.2×+0.1×

Profitability

See full
Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

See full
Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Segments

By product

See full
Service charges and fees on deposit accounts$811.0K+4.5%
Interchange and ATM income$289.0K-29.5%

Versus estimates

Revenue

Q2 2026$44.9MMiss by $165.3K
Q1 2026$44.2MBeat by $104.7K
Q4 2025$45.9MBeat by $868.0KQ3 2025$59.9MBeat by $14.5MQ2 2025$58.6MBeat by $14.8MQ1 2025$59.4MBeat by $14.7M

Diluted EPS

Q2 2026$0.44Beat by $0.04
Q1 2026$0.42Beat by $0.01
Q4 2025$0.50Beat by $0.06Q3 2025$0.48Beat by $0.09Q2 2025$0.43In lineQ1 2025$0.52Beat by $0.14

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Questions, answered.

When did California BanCorp report Q1 2026 earnings?
California BanCorp (BCAL) reported Q1 2026 earnings on April 28, 2026 before market open.
What were California BanCorp's Q1 2026 revenue and EPS?
California BanCorp reported revenue of $44.2M and eps of $0.42 for Q1 2026.
Did California BanCorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $44.1M by $104.7K. EPS beat the consensus estimate of $0.41 by $0.01.
How did California BanCorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 25.5% from $59.4M a year earlier and eps declined 19.2% from $0.52.
Where can I find California BanCorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001493152-26-019246) and the 10-Q periodic report (0001795815-26-000015) directly on SEC EDGAR. The filing index links above go to sec.gov.