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California BanCorp BCAL Q2 2026 earnings

Reported July 27, 2026 · Before market open

Revenue$44.9MMiss by $165.3K
EPS$0.44Beat by $0.04
Revenue estimate$45.1M
EPS estimate$0.40

Next report

Oct 27, 2026 (in a month)
Revenue estimate$46.1M
EPS estimate$0.44

Financials

Q2 2026

Income statement

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Revenue$44.9M+1.4%
Net income$14.3M+1.4%
EPS (diluted)$0.44+2.3%

Balance sheet

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Cash & equivalents$265.0M-38.4%
Total debt$53.0M-23.9%
Total equity$586.6M+7.1%
Total assets$4.0B+1.8%

Cash flow

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Operating cash flow$14.8M+10.4%
CapEx$516.0K+1,418%
Free cash flow$14.3M+6.8%

Valuation & ratios

Valuation

as of 09/17/26
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Market cap$695.42M+24.2%
Enterprise value$483.45M+142%
P/E11.8×-6.1×
P/S3.9×+0.6×

Profitability

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Net margin33.4%+15.3pp
FCF margin32.9%-2.9pp

Returns & leverage

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Return on equity10.6%+3.2pp
Debt / equity0.1×0.0×

Segments

By product

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Service charges and fees on deposit accounts$827.0K+3.1%
Interchange and ATM income$270.0K-28.2%

FAQ

When did California BanCorp report Q2 2026 earnings?
California BanCorp (BCAL) reported Q2 2026 earnings on July 27, 2026 before market open.
What were California BanCorp's Q2 2026 revenue and EPS?
California BanCorp reported revenue of $44.9M and eps of $0.44 for Q2 2026.
Did California BanCorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $45.1M by $165.3K. EPS beat the consensus estimate of $0.40 by $0.04.
How did California BanCorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 23.4% from $58.6M a year earlier and eps grew 2.3% from $0.43.
Where can I find California BanCorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001493152-26-034705) and the 10-Q periodic report (0001795815-26-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.