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BCB Bancorp BCBP Financing Receivable Impaired Interest Lost On Non Accrual Loans

Financing Receivable Impaired Interest Lost On Non Accrual Loans at other companies

The Bancorp logo
The BancorpTBBK
$625K+127%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$825K+120%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$3.75K+7.1%
BancFirst Corporation logo
BancFirst CorporationBANF
$1.5M+50.0%
The Bancorp logo
The BancorpTBBK
$600K+20.0%
Orange County Bancorp logo
Orange County BancorpOBT
$0

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept bcbp:FinancingReceivableImpairedInterestLostOnNonAccrualLoans.

The official record: BCB Bancorp’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's financing receivable impaired interest lost on non accrual loans?
BCB Bancorp (BCBP) reported financing receivable impaired interest lost on non accrual loans of $1.35M in Q4 2025.
How has BCB Bancorp's financing receivable impaired interest lost on non accrual loans changed year-over-year?
BCB Bancorp's financing receivable impaired interest lost on non accrual loans decreased by 3.6% year-over-year, from $1.4M to $1.35M.
What is the long-term trend for BCB Bancorp's financing receivable impaired interest lost on non accrual loans?
Over 2 years (2023 to 2025), BCB Bancorp's financing receivable impaired interest lost on non accrual loans has grown at a 68.6% compound annual growth rate (CAGR), from $1.9M to $5.4M.
What does financing receivable impaired interest lost on non accrual loans mean?
The amount of interest income that would have been recorded on non-accrual loans if they had performed according to their original contractual terms. This represents the opportunity cost and the direct impact of credit impairment on the bank's interest revenue. It serves as a key measure of the severity of loan portfolio quality issues.