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Orange County Bancorp OBT Financing Receivable Nonaccrual Accrued Interest Allowance For Credit Loss

Financing Receivable Nonaccrual Accrued Interest Allowance For Credit Loss at other companies

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The Bancorp logo
The BancorpTBBK
$34.7M+164%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:FinancingReceivableNonaccrualAccruedInterestAllowanceForCreditLoss.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's financing receivable nonaccrual accrued interest allowance for credit loss?
Orange County Bancorp (OBT) reported financing receivable nonaccrual accrued interest allowance for credit loss of $0 in Q4 2025.
What does financing receivable nonaccrual accrued interest allowance for credit loss mean?
This metric tracks the accrued interest associated with financing receivables that have been placed on nonaccrual status, specifically accounting for the related allowance for credit losses. It serves as a critical indicator of credit quality deterioration within the loan portfolio. Monitoring this helps investors assess the potential for future charge-offs and the adequacy of existing loss reserves.