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Year two at other companies

ACNB logo
ACNBACNB
$239.3M-22.8%
BCB Bancorp logo
BCB BancorpBCBP
$63.1M+110%
Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
$645.24M
Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
$220.95M
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$1.33B+110%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$511.24M+21.0%

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's year two?
BCB Bancorp (BCBP) reported year two of $63.1M in Q1 2026.
How has BCB Bancorp's year two changed year-over-year?
BCB Bancorp's year two increased by 109.7% year-over-year, from $30.1M to $63.1M.
What is the long-term trend for BCB Bancorp's year two?
Over 3 years (2022 to 2025), BCB Bancorp's year two has grown at a -55.6% compound annual growth rate (CAGR), from $341.92M to $30.01M.
What does year two mean?
This metric represents the balance of financing receivables originated exactly one fiscal year prior to the current reporting period. It allows for the evaluation of the seasoning and performance of the bank's recent loan vintages. Comparing this to current originations helps assess the bank's ability to maintain consistent lending volume over time.