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BCB Bancorp BCBP Converted to term loans – Amortized cost

Converted to term loans – Amortized cost at other companies

BCB Bancorp logo
BCB BancorpBCBP
$75.13M-5.9%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$157.95M+13.8%
First BanCorp logo
First BanCorpFBP
$0
Bank of Hawaii logo
Bank of HawaiiBOH
$101.95M
Heritage Financial logo
Heritage FinancialHFWA
$13.75M+50.3%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSB
$0

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableRevolvingConvertedToTermLoan.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's converted to term loans – amortized cost?
BCB Bancorp (BCBP) reported converted to term loans – amortized cost of $75.13M in Q1 2026.
How has BCB Bancorp's converted to term loans – amortized cost changed year-over-year?
BCB Bancorp's converted to term loans – amortized cost decreased by 5.9% year-over-year, from $79.82M to $75.13M.
What is the long-term trend for BCB Bancorp's converted to term loans – amortized cost?
Over 3 years (2022 to 2025), BCB Bancorp's converted to term loans – amortized cost has grown at a 377.5% compound annual growth rate (CAGR), from $725K to $78.93M.
What does converted to term loans – amortized cost mean?
This metric tracks the amortized cost of revolving credit facilities that have been converted into fixed-term loans. This conversion typically occurs when a borrower transitions from a flexible credit line to a structured repayment schedule. It is a key indicator of credit portfolio migration and the bank's ability to manage borrower risk through structured lending products.