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BCB Bancorp BCBP Income Tax Reconciliation Bank Owned Life Insurance Income Percent

Income Tax Reconciliation Bank Owned Life Insurance Income Percent at other companies

Heritage Financial logo
Heritage FinancialHFWA
1.1%0.0pp
Heritage Financial logo
Heritage FinancialHFWA
$214.75K+50.4%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
0.7%+0.2pp
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
0.9%-0.1pp
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$21.75K+2.4%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
0.9%-0.1pp

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept bcbp:IncomeTaxReconciliationBankOwnedLifeInsuranceIncomePercent.

The official record: BCB Bancorp’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's income tax reconciliation bank owned life insurance income percent?
BCB Bancorp (BCBP) reported income tax reconciliation bank owned life insurance income percent of 3.8% in Q4 2025.
What does income tax reconciliation bank owned life insurance income percent mean?
This metric measures the percentage contribution of Bank Owned Life Insurance (BOLI) income to the total reconciliation of the effective income tax rate. It quantifies the relative importance of tax-exempt insurance income in lowering the company's effective tax liability compared to the statutory rate. A higher percentage indicates a greater reliance on BOLI as a tax-planning strategy.