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Auburn National Bancorporation AUBN Effective Income Tax Rate Reconciliation Bank Owned Life Insurance

Effective Income Tax Rate Reconciliation Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$8.6M+10.7%
Net income$2.2M+43.7%
EPS (diluted)$0.63+43.2%

Balance sheet

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Cash & equivalents$146.2M+23.2%
Total debt$231.0K+46,100%
Total equity$93.1M+12.0%
Total assets$1.0B+3.0%

Cash flow

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Operating cash flow$2.5M-3.5%
CapEx$120.0K-43.1%
Free cash flow$2.4M0.0%

Valuation

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Market cap$94.46M+9.2%
P/E11.9×-1.1×
P/S2.8×+0.1×

Profitability

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Net margin23.6%+2.3pp
FCF margin32.3%+2.8pp

Returns & leverage

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Return on equity9%+0.7pp
Debt / equity

Where this comes from

Reported directly by Auburn National Bancorporation in its filing.

Tagged under the XBRL concept aubn:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsurance.

The official record: Auburn National Bancorporation’s 10-K, filed March 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Auburn National Bancorporation's effective income tax rate reconciliation bank owned life insurance?
Auburn National Bancorporation (AUBN) reported effective income tax rate reconciliation bank owned life insurance of 0.9% in Q4 2025.
How has Auburn National Bancorporation's effective income tax rate reconciliation bank owned life insurance changed year-over-year?
Auburn National Bancorporation's effective income tax rate reconciliation bank owned life insurance decreased by 10.0% year-over-year, from 1% to 0.9%.
What does effective income tax rate reconciliation bank owned life insurance mean?
This metric quantifies the percentage point impact of Bank-Owned Life Insurance (BOLI) on the company's effective tax rate. It demonstrates the extent to which BOLI earnings contribute to lowering the overall tax burden. It is a key indicator of the tax-advantaged nature of the company's insurance-based assets.