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Columbia Financial, Inc. CLBK Effective Income Tax Rate Reconciliation, Income From Bank-Owned Life Insurance, Amount

Effective Income Tax Rate Reconciliation, Income From Bank-Owned Life Insurance, Amount at other companies

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$935.25K+19.3%
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-0.7%-2.5pp
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$2.25M+20.0%
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5.6%+3.7pp
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1.8%
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2.1%

Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept clbk:EffectiveIncomeTaxRateReconciliationIncomeFromBankOwnedLifeInsuranceAmount.

The official record: Columbia Financial, Inc.’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, amount?
Columbia Financial, Inc. (CLBK) reported effective income tax rate reconciliation, income from bank-owned life insurance, amount of $429.75K in Q4 2025.
How has Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, amount changed year-over-year?
Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, amount increased by 35.9% year-over-year, from $316.25K to $429.75K.
What is the long-term trend for Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, amount?
Over 3 years (2022 to 2025), Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, amount has grown at a 13.4% compound annual growth rate (CAGR), from $1.18M to $1.72M.
What does effective income tax rate reconciliation, income from bank-owned life insurance, amount mean?
This represents the specific dollar amount of tax benefit or adjustment derived from the tax-exempt nature of income generated by bank-owned life insurance (BOLI) policies. It highlights how BOLI earnings contribute to the reconciliation between the statutory corporate tax rate and the company's actual effective tax rate.