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Simmons First National SFNC Effective Income Tax Reconciliation, Tax Exempt Income, Bank Owned Life Insurance, Percent

Effective Income Tax Reconciliation, Tax Exempt Income, Bank Owned Life Insurance, Percent at other companies

Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
2.5%+1.4pp
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$429.75K+35.9%
Popular logo
PopularBPOP
-15.2%
CSX logo
CSXCSX
0.6%
Kemper logo
KemperKMPR
5.6%+3.7pp
ESN
Essent GroupESNT
0.2%0.0pp

Other financials

Income statement

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Revenue$241.4M+15.2%
Net income$68.5M+112%
EPS (diluted)$0.47+80.8%

Balance sheet

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Cash & equivalents$548.5M-13.5%
Total debt$50.7M-23.0%
Total equity$3.4B-2.7%
Total assets$24.7B-7.8%

Cash flow

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Operating cash flow$40.3M+22.9%
CapEx$6.3M-38.2%
Free cash flow$34.0M+50.3%

Valuation

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Market cap$3.26B+9.1%

Profitability

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Net margin-681.2%-698pp
FCF margin313.1%+268pp

Returns & leverage

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Return on equity-12.4%-16.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept sfnc:EffectiveIncomeTaxReconciliationTaxExemptIncomeBankOwnedLifeInsurancePercent.

The official record: Simmons First National’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Simmons First National's effective income tax reconciliation, tax exempt income, bank owned life insurance, percent?
Simmons First National (SFNC) reported effective income tax reconciliation, tax exempt income, bank owned life insurance, percent of -0.7% in Q4 2025.
What does effective income tax reconciliation, tax exempt income, bank owned life insurance, percent mean?
The percentage point reduction in the effective tax rate attributable to tax-exempt income earned from bank-owned life insurance policies. It quantifies the tax benefit provided by these specific insurance assets relative to the company's total pre-tax income.