Columbia Financial, Inc. CLBK Effective Income Tax Rate Reconciliation, Income From Bank-Owned Life Insurance, Percent

Effective Income Tax Rate Reconciliation, Income From Bank-Owned Life Insurance, Percent at other companies

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Western Alliance BancorporationWAL

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Other financials

Income statement

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Revenue$67.1M+14.2%

Net income$13.1M+47.2%

EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%

Total debt$1.3B+12.1%

Total equity$1.2B+6.7%

Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%

CapEx$1.9M-35.7%

Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%

Profitability

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Net margin21%+20.2pp

FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp

Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept clbk:EffectiveIncomeTaxRateReconciliationIncomeFromBankOwnedLifeInsurancePercent.

The official record: Columbia Financial, Inc.’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s effective income tax rate reconciliation, income from bank-owned life insurance, percent?: Columbia Financial, Inc. (CLBK) reported effective income tax rate reconciliation, income from bank-owned life insurance, percent of 2.5% in Q4 2025.
What does effective income tax rate reconciliation, income from bank-owned life insurance, percent mean?: This metric measures the percentage point impact that tax-exempt income from bank-owned life insurance (BOLI) has on the company's overall effective income tax rate. It serves as a key indicator of the tax efficiency provided by the bank's investment in life insurance products.