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SB Financial Group SBFG Effective Income Tax Rate Reconciliation BOLI Income Amount

Effective Income Tax Rate Reconciliation BOLI Income Amount at other companies

Auburn National Bancorporation logo
Auburn National BancorporationAUBN
0.9%-0.1pp
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
0.7%+0.2pp
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$170.75K+29.1%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$429.75K+35.9%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
0.9%-0.1pp
Heritage Financial logo
Heritage FinancialHFWA
1.1%0.0pp

Other financials

Income statement

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Revenue$17.4M+13.2%
Net income$4.3M+99.1%
EPS (diluted)$0.69+109%

Balance sheet

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Cash & equivalents$126.3M+20.1%
Total debt$24.7M-26.9%
Total equity$143.7M+9.2%
Total assets$1.6B+6.9%

Cash flow

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Operating cash flow-$3.0M-145%
CapEx$229.0K-75.2%
Free cash flow-$3.2M-156%

Valuation

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Market cap$158.57M+34.4%
Enterprise value$57.02M-25.9%
P/E9.8×0.0×
P/S2.4×+0.5×

Profitability

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Net margin23.8%+4.8pp
FCF margin23.4%-8.1pp

Returns & leverage

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Return on equity11.7%+2.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by SB Financial Group in its filing.

Tagged under the XBRL concept sbfg:EffectiveIncomeTaxRateReconciliationBOLIIncomeAmount.

The official record: SB Financial Group’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SB Financial Group's effective income tax rate reconciliation BOLI income amount?
SB Financial Group (SBFG) reported effective income tax rate reconciliation BOLI income amount of $40.5K in Q4 2025.
How has SB Financial Group's effective income tax rate reconciliation BOLI income amount changed year-over-year?
SB Financial Group's effective income tax rate reconciliation BOLI income amount increased by 0.6% year-over-year, from $40.25K to $40.5K.
What does effective income tax rate reconciliation BOLI income amount mean?
This metric quantifies the income generated from Bank-Owned Life Insurance (BOLI) policies that is excluded from taxable income. BOLI is often used by financial institutions to offset the costs of employee benefit programs. It highlights the tax-advantaged nature of these insurance assets in the company's financial planning.