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BCB Bancorp BCBP Income Tax Reconciliation Bank Owned Life Insurance Income

Income Tax Reconciliation Bank Owned Life Insurance Income at other companies

Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$21.75K+2.4%
Heritage Financial logo
Heritage FinancialHFWA
$214.75K+50.4%
Heritage Financial logo
Heritage FinancialHFWA
1.1%0.0pp
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$170.75K+29.1%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$21.75K+2.4%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
0.9%-0.1pp

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept bcbp:IncomeTaxReconciliationBankOwnedLifeInsuranceIncome.

The official record: BCB Bancorp’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's income tax reconciliation bank owned life insurance income?
BCB Bancorp (BCBP) reported income tax reconciliation bank owned life insurance income of $174.5K in Q4 2025.
How has BCB Bancorp's income tax reconciliation bank owned life insurance income changed year-over-year?
BCB Bancorp's income tax reconciliation bank owned life insurance income increased by 26.2% year-over-year, from $138.25K to $174.5K.
What is the long-term trend for BCB Bancorp's income tax reconciliation bank owned life insurance income?
Over 4 years (2021 to 2025), BCB Bancorp's income tax reconciliation bank owned life insurance income has grown at a 3.0% compound annual growth rate (CAGR), from $620K to $698K.
What does income tax reconciliation bank owned life insurance income mean?
This metric represents the specific dollar impact of Bank Owned Life Insurance (BOLI) income on the reconciliation between the statutory federal income tax rate and the company's actual effective tax rate. It highlights the tax-advantaged nature of BOLI earnings, which typically reduce the overall tax burden for financial institutions. Investors use this to assess how much of the company's tax benefit is derived from non-operating insurance assets.