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Better Home & Finance BETR Home Finance — Gain on loans, net

Other segment segments

Banking
$0—

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Other financials

Income statement

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Revenue$47.5M+51.6%
Operating income-$56.6M+55.0%
Net income-$70.3M-39.1%
EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%
Total debt$4.4M-41.3%
Total equity$8.6M+108%
Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$378.0K+87.1%
Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%
Enterprise value$413.4M+360%
P/S2.7×+1.0×

Profitability

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Operating margin-343.9%—
Net margin-103.2%-30.0pp
FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp
Debt / equity0.5×—
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Better Home & Finance’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's home finance — gain on loans, net?
Better Home & Finance (BETR) reported home finance — gain on loans, net of $34.04M in Q4 2025.
How has Better Home & Finance's home finance — gain on loans, net changed year-over-year?
Better Home & Finance's home finance — gain on loans, net increased by 74.3% year-over-year, from $19.52M to $34.04M.
What does home finance — gain on loans, net mean?
Represents the net profit realized from the origination and sale of mortgage loans in the secondary market. This metric reflects the core revenue generation capability of the home finance business by measuring the spread between the value of loans originated and the cost to sell them. It is a primary indicator of the segment's ability to monetize its lending activities.