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Farmers & Merchants Bancorp FMAO Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
Home Bancorp logo
Home BancorpHBCP
$230K-39.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$927K+44.6%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$183K-18.7%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$380K+16.6%
CTB
Community Trust BancorpCTBI
$51K+8.5%

Other financials

Income statement

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Revenue$32.4M+15.6%
Net income$9.6M+37.8%
EPS (diluted)$0.70+37.3%

Balance sheet

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Cash & equivalents$173.5M+0.3%
Total debt$5.7M-10.4%
Total equity$375.9M+9.1%
Total assets$3.5B+2.9%

Cash flow

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Operating cash flow$7.7M-30.5%
CapEx$663.0K+71.8%
Free cash flow$7.0M-34.2%

Valuation

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Market cap$412.08M+25.6%
P/E11.5×-0.5×
P/S3.3×+0.2×

Profitability

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Net margin28.6%+2.5pp
FCF margin24.9%-13.0pp

Returns & leverage

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Return on equity10%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Farmers & Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Farmers & Merchants Bancorp’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Farmers & Merchants Bancorp's gain (loss) on sales of loans, net?
Farmers & Merchants Bancorp (FMAO) reported gain (loss) on sales of loans, net of $575K in Q1 2026.
How has Farmers & Merchants Bancorp's gain (loss) on sales of loans, net changed year-over-year?
Farmers & Merchants Bancorp's gain (loss) on sales of loans, net increased by 102.5% year-over-year, from $284K to $575K.
What is the long-term trend for Farmers & Merchants Bancorp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Farmers & Merchants Bancorp's gain (loss) on sales of loans, net has grown at a -24.1% compound annual growth rate (CAGR), from $3.9M to $1.29M.
What does gain (loss) on sales of loans, net mean?
Represents the net profit or loss realized from the sale of loans to secondary market investors or other financial institutions. This metric is a key indicator of the profitability of the mortgage banking or loan origination business model. It reflects the spread between the sale price and the carrying value of the loans sold.