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Better Home & Finance BETR Net Interest Income

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Segments

By segment

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Home Finance$10.01M-31.5%
Banking$7.41M+156%

Other financials

Income statement

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Revenue$47.5M+51.6%
Operating income-$56.6M+55.0%
Net income-$70.3M-39.1%
EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%
Total debt$4.4M-41.3%
Total equity$8.6M+108%
Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$378.0K+87.1%
Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%
Enterprise value$413.4M+360%
P/S2.7×+1.0×

Profitability

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Operating margin-343.9%
Net margin-103.2%-30.0pp
FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp
Debt / equity0.5×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Better Home & Finance’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's net interest income?
Better Home & Finance (BETR) reported net interest income of $1.55M in Q1 2026.
How has Better Home & Finance's net interest income changed year-over-year?
Better Home & Finance's net interest income decreased by 49.9% year-over-year, from $3.1M to $1.55M.
What does net interest income mean?
This is the difference between the interest income earned on mortgage loans and other interest-earning assets and the interest expense incurred on debt and financing facilities. It measures the core profitability of the company's lending activities before accounting for operating expenses. A stable or growing net interest income indicates effective management of the interest rate spread and funding costs.