What is Bread Financial Holdings's D&A?

Bread Financial Holdings (BFH) reported D&A of $19M in Q1 2026.

How has Bread Financial Holdings's D&A changed year-over-year?

Bread Financial Holdings's D&A decreased by 9.5% year-over-year, from $21M to $19M.

What is the long-term trend for Bread Financial Holdings's D&A?

Over 4 years (2021 to 2025), Bread Financial Holdings's D&A has grown at a -10.2% compound annual growth rate (CAGR), from $123.2M to $80M.

Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

Bread Financial Holdings BFH D&A

D&A at other companies

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$143M+14.4%

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CVB FinancialCVBF

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Other financials

Income statement

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Revenue$1.0B+4.9%

Gross profit$361.8M—

Operating income$382.8M—

Net income$181.0M+31.2%

EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%

Total debt$85.0M-98.5%

Total equity$3.3B+8.4%

Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%

CapEx$15.0M-40.0%

Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%

P/E7.4×-3.9×

P/S1.1×+0.2×

Profitability

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Gross margin52%—

Operating margin45.9%—

Net margin14.4%+7.1pp

FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp

Debt / equity0×-1.8×

Current ratio1.5×—

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:DepreciationDepletionAndAmortization.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's D&A?: Bread Financial Holdings (BFH) reported D&A of $19M in Q1 2026.
How has Bread Financial Holdings's D&A changed year-over-year?: Bread Financial Holdings's D&A decreased by 9.5% year-over-year, from $21M to $19M.
What is the long-term trend for Bread Financial Holdings's D&A?: Over 4 years (2021 to 2025), Bread Financial Holdings's D&A has grown at a -10.2% compound annual growth rate (CAGR), from $123.2M to $80M.
What does D&A mean?: Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.