Question 1

What is Bread Financial Holdings's other operating expenses?

Accepted Answer

Bread Financial Holdings (BFH) reported other operating expenses of $42M in Q2 2026.

Question 2

How has Bread Financial Holdings's other operating expenses changed year-over-year?

Accepted Answer

Bread Financial Holdings's other operating expenses decreased by 26.3% year-over-year, from $57M to $42M.

Question 3

What is the long-term trend for Bread Financial Holdings's other operating expenses?

Accepted Answer

Over 4 years (2021 to 2025), Bread Financial Holdings's other operating expenses has grown at a 2.4% compound annual growth rate (CAGR), from $225M to $247M.

Question 4

What does other operating expenses mean?

Accepted Answer

Residual operating expenses not classified into specific categories, serving as a catch-all for miscellaneous operating costs.

Line item	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Information processing and communication	80	77	156	158
Marketing expenses	36	34	71	68
Depreciation and amortization	19	20	37	42
Other	42	57	85	101
Total non-interest expenses	483	481	955	958
Income from continuing operations before income taxes	197	174	439	371
Provision for income taxes	51	35	111	91
Income from continuing operations	146	139	328	280

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Bread Financial Holdings BFH Other operating expenses