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Bread Financial Holdings BFH Unsecured borrowings under debt agreements

Unsecured borrowings under debt agreements at other companies

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Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept bfh:ProceedsFromIssuanceOfLongTermDebtAndOther.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's unsecured borrowings under debt agreements?
Bread Financial Holdings (BFH) reported unsecured borrowings under debt agreements of $0 in Q1 2026.
How has Bread Financial Holdings's unsecured borrowings under debt agreements changed year-over-year?
Bread Financial Holdings's unsecured borrowings under debt agreements decreased by 100.0% year-over-year, from $400M to $0.
What does unsecured borrowings under debt agreements mean?
This captures the cash proceeds received from the issuance of unsecured debt instruments, such as notes or bonds, to fund operations or growth. It reflects the company's ability to access capital markets to support its lending activities and general corporate purposes. Investors monitor this to assess the company's leverage strategy and cost of capital.