What is BILL Holdings's cash ratio?

BILL Holdings (BILL) reported cash ratio of 0.8× in Q1 2026.

How has BILL Holdings's cash ratio changed year-over-year?

BILL Holdings's cash ratio decreased by 2.9% year-over-year, from 0.8× to 0.8×.

What is the long-term trend for BILL Holdings's cash ratio?

Over 4 years (2021 to 2025), BILL Holdings's cash ratio has grown at a 0.8% compound annual growth rate (CAGR), from 0.2× to 0.2×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

BILL Holdings BILL Cash ratio

Cash ratio at other companies

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0.2×0.0×

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3.2×+0.1×

ACI WorldwideACIW

0.3×-0.1×

WEXWEX

0.1×0.0×

PaylocityPCTY

0.9×-0.1×

Workday, Inc.WDAY

0.1×-0.1×

Other financials

Income statement

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Revenue$406.6M+13.5%

Gross profit$331.9M+14.0%

Operating income-$399.0K+98.6%

Net income$12.8M+210%

EPS (diluted)$0.12+209%

Balance sheet

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Cash & equivalents$3.4B+6.0%

Total debt$1.9B+6.3%

Total equity$3.8B-1.7%

Total assets$10.1B+4.6%

Cash flow

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Operating cash flow$102.7M+3.2%

CapEx$168.0K-85.4%

Free cash flow$102.5M+4.2%

Valuation

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Market cap$3.22B-19.0%

Profitability

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Gross margin80.7%-0.8pp

Operating margin-3.8%-0.9pp

Net margin-4.2%-1.9pp

FCF margin23.9%-0.2pp

Returns & leverage

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Return on equity-1.3%-0.6pp

Debt / equity0.5×0.0×

Current ratio1.7×0.0×

Where this comes from

Calculated from BILL Holdings’s reported figures.

cash and equivalents/total current liabilities=0.8×

Based on the most recent quarter.

The official record: BILL Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BILL Holdings's cash ratio?: BILL Holdings (BILL) reported cash ratio of 0.8× in Q1 2026.
How has BILL Holdings's cash ratio changed year-over-year?: BILL Holdings's cash ratio decreased by 2.9% year-over-year, from 0.8× to 0.8×.
What is the long-term trend for BILL Holdings's cash ratio?: Over 4 years (2021 to 2025), BILL Holdings's cash ratio has grown at a 0.8% compound annual growth rate (CAGR), from 0.2× to 0.2×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.