What is Paymentus Holdings's cash ratio?

Paymentus Holdings (PAY) reported cash ratio of 3.2× in Q1 2026.

How has Paymentus Holdings's cash ratio changed year-over-year?

Paymentus Holdings's cash ratio increased by 4.2% year-over-year, from 3× to 3.2×.

What is the long-term trend for Paymentus Holdings's cash ratio?

Over 5 years (2020 to 2025), Paymentus Holdings's cash ratio has grown at a 16.7% compound annual growth rate (CAGR), from 1.5× to 3.2×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Paymentus Holdings PAY Cash ratio

Cash ratio at other companies

ACI WorldwideACIW

0.3×-0.1×

Fidelity National Information ServicesFIS

0.1×0.0×

BILL HoldingsBILL

0.8×0.0×

Shift4 PaymentsFOUR

0×—

Payoneer Global Inc.PAYO

0×0.0×

Global PaymentsGPN

0.4×0.0×

Other financials

Income statement

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Revenue$358.4M+30.2%

Gross profit$86.2M+30.6%

Operating income$26.6M+69.2%

Net income$20.9M+51.2%

EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$338.8M+37.8%

Total debt$6.6M-16.2%

Total equity$583.5M+16.6%

Total assets$698.6M+18.2%

Cash flow

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Operating cash flow$30.5M-39.6%

CapEx$80.0K+33.3%

Free cash flow$30.4M-39.7%

Valuation

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Market cap$2.59B-2.1%

Enterprise value$2.25B-5.4%

P/E35×-17.1×

P/S2×-0.7×

Profitability

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Gross margin24.7%-1.4pp

Operating margin6.8%+1.3pp

Net margin5.8%+0.5pp

FCF margin11.1%+0.4pp

Returns & leverage

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Return on equity13.7%+2.9pp

Debt / equity0×0.0×

Current ratio4.4×-0.1×

Where this comes from

Calculated from Paymentus Holdings’s reported figures.

cash and equivalents/total current liabilities=3.2×

Based on the most recent quarter.

The official record: Paymentus Holdings’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paymentus Holdings's cash ratio?: Paymentus Holdings (PAY) reported cash ratio of 3.2× in Q1 2026.
How has Paymentus Holdings's cash ratio changed year-over-year?: Paymentus Holdings's cash ratio increased by 4.2% year-over-year, from 3× to 3.2×.
What is the long-term trend for Paymentus Holdings's cash ratio?: Over 5 years (2020 to 2025), Paymentus Holdings's cash ratio has grown at a 16.7% compound annual growth rate (CAGR), from 1.5× to 3.2×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.