What is Bogota Financial Corp.'s year five?

Bogota Financial Corp. (BSBK) reported year five of $101.68M in Q1 2026.

What does year five mean?

This represents the principal balance of financing receivables scheduled to mature or be repaid during the fifth year following the reporting date, excluding accrued interest. It helps define the long-term horizon of the bank's credit exposure. Understanding this maturity bucket is vital for assessing the bank's long-term capital allocation and interest rate sensitivity.

Bogota Financial Corp. BSBK Year five

Year five at other companies

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$13.37B+21.2%

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$1.49B+77.0%

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$176.66M+46.1%

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——

SR Bancorp, Inc.SRBK

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Other financials

Income statement

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Revenue$4.7M+5.9%

Net income$705.9K-3.4%

EPS (diluted)$0.060.0%

Balance sheet

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Cash & equivalents$27.9M+9.0%

Total debt$69.4M+97.3%

Total equity$142.1M+2.7%

Total assets$877.2M-5.7%

Cash flow

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Operating cash flow$702.6K+4,487%

CapEx$29.3K-19.1%

Free cash flow$673.3K+1,390%

Valuation

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Market cap$116.46M+15.2%

Enterprise value$157.92M+20.3%

P/E56.4×—

P/S6.7×-0.4×

Profitability

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Net margin11.8%+8.5pp

FCF margin22%—

Returns & leverage

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Return on equity1.5%+1.1pp

Debt / equity0.5×+0.2×

Where this comes from

Reported directly by Bogota Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: Bogota Financial Corp.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bogota Financial Corp.'s year five?: Bogota Financial Corp. (BSBK) reported year five of $101.68M in Q1 2026.
What does year five mean?: This represents the principal balance of financing receivables scheduled to mature or be repaid during the fifth year following the reporting date, excluding accrued interest. It helps define the long-term horizon of the bank's credit exposure. Understanding this maturity bucket is vital for assessing the bank's long-term capital allocation and interest rate sensitivity.