Operating

Net Income

Citigroup Net Income decreased by 34.1% to $2.47B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 13.4%, from $2.86B to $2.47B. Over 3 years (FY 2021 to FY 2025), Net Income shows a downward trend with a -13.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase signals improved profitability and potential for higher dividends or reinvestment, while a decrease may indicate rising costs or slowing sales.

Detailed definition

Net income represents the total profit of the company after all operating expenses, interest, taxes, and preferred stock...

Peer comparison

Peer companies in the consumer electronics and software sectors typically trade on multiples of this figure, though it can be impacted by one-time tax events.

Metric ID: net_income_cf

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$6.19B$4.64B$3.17B$4.31B$4.55B$3.48B$2.74B$4.61B$2.92B$3.55B$3.37B$3.22B$3.24B$2.86B$4.07B$4.02B$3.75B$2.47B
QoQ Change-25.0%-31.7%+35.8%+5.5%-23.5%-21.2%+68.0%-36.7%+21.6%-4.9%-4.6%+0.7%-11.8%+42.3%-1.1%-6.6%-34.1%
YoY Change-26.6%-25.1%-13.6%+6.9%-35.9%+1.9%-26.8%+10.4%-8.7%+20.6%+24.9%+15.9%-13.4%
Range$2.47B$6.19B
CAGR-19.4%
Avg YoY Growth-5.3%
Median YoY Growth-8.7%
Current Streak3 quarters decline

Business Segments

View all
SegmentFY'24FY'25
Services$6.58B$7.14B
Markets$5.01B$5.93B
USCC$1.38B$3.10B
Banking$1.53B$2.32B
Wealth$1.00B$1.49B
Total$12.68B$14.31B

All segment values are derived from annual filings.

Frequently Asked Questions

What is Citigroup's net income?
Citigroup (C) reported net income of $2.47B in Q4 2025.
How has Citigroup's net income changed year-over-year?
Citigroup's net income decreased by 13.4% year-over-year, from $2.86B to $2.47B.
What is the long-term trend for Citigroup's net income?
Over 3 years (2021 to 2025), Citigroup's net income has grown at a -13.3% compound annual growth rate (CAGR), from $21.95B to $14.31B.
What does net income mean?
The company's total profit after all expenses and taxes have been paid.