What is Citigroup's resale agreements net offset?

Citigroup (C) reported resale agreements net offset of $57.60B in Q4 2025.

How has Citigroup's resale agreements net offset changed year-over-year?

Citigroup's resale agreements net offset decreased by 12.4% year-over-year, from $65.72B to $57.60B.

What is the long-term trend for Citigroup's resale agreements net offset?

Over 5 years (2020 to 2025), Citigroup's resale agreements net offset has grown at a -13.9% compound annual growth rate (CAGR), from $122.02B to $57.60B.

What does resale agreements net offset mean?

The net value of reverse repurchase agreements after applying legal netting agreements to reduce gross exposure.

Resale Agreements Net Offset

Current Assets

Citigroup Resale Agreements Net Offset increased by 5.5% to $57.60B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 12.4%, from $65.72B to $57.60B. Over 5 years (FY 2020 to FY 2025), Resale Agreements Net Offset shows a downward trend with a -13.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement

SectionCurrent Assets

CategoryEfficiency

SignalLower is better

VolatilityModerate

First reportedQ4 2016

Last reportedQ3 2025

How to read this metric

A stable or decreasing net offset suggests efficient balance sheet management and reduced gross counterparty risk.

Detailed definition

This metric represents the net position of securities purchased under resale agreements after accounting for netting arr...

Peer comparison

Used by large banks to present a more accurate picture of balance sheet leverage; standard in regulatory reporting.

Metric ID: resale_agreements_net_offset

Historical Data

19 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25
Value	$116.18B	$137.04B	$104.62B	$99.91B	$168.95B	$148.39B	$147.52B	$140.02B	$82.50B	$77.28B	$75.51B	$74.07B	$69.52B	$60.89B	$65.72B	$62.98B	$56.27B	$54.58B	$57.60B
QoQ Change	—	+18.0%	-23.7%	-4.5%	+69.1%	-12.2%	-0.6%	-5.1%	-41.1%	-6.3%	-2.3%	-1.9%	-6.1%	-12.4%	+7.9%	-4.2%	-10.6%	-3.0%	+5.5%
YoY Change	—	—	—	—	+45.4%	+8.3%	+41.0%	+40.1%	-51.2%	-47.9%	-48.8%	-47.1%	-15.7%	-21.2%	-13.0%	-15.0%	-19.1%	-10.4%	-12.4%

Range$54.58B – $168.95B

CAGR-14.4%

Avg YoY Growth-11.1%

Median YoY Growth-15.0%

Frequently Asked Questions

What is Citigroup's resale agreements net offset?: Citigroup (C) reported resale agreements net offset of $57.60B in Q4 2025.
How has Citigroup's resale agreements net offset changed year-over-year?: Citigroup's resale agreements net offset decreased by 12.4% year-over-year, from $65.72B to $57.60B.
What is the long-term trend for Citigroup's resale agreements net offset?: Over 5 years (2020 to 2025), Citigroup's resale agreements net offset has grown at a -13.9% compound annual growth rate (CAGR), from $122.02B to $57.60B.
What does resale agreements net offset mean?: The net value of reverse repurchase agreements after applying legal netting agreements to reduce gross exposure.