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Camden National CAC Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 20 Percent Adverse Change in Discount Rate

Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 20 Percent Adverse Change in Discount Rate at other companies

Camden National logo
Camden NationalCAC
36,200,000%+1,800,000pp
Camden National logo
Camden NationalCAC
18,800,000%+900,000pp
PNC Financial Services logo
PNC Financial ServicesPNC
$00.0%
QCR Holdings logo
QCR HoldingsQCRH
$21.19M+528%
American International Group logo
American International GroupAIG
$70.53B+6.8%
Heritage Financial logo
Heritage FinancialHFWA
$0

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$898.68M+37.9%
Enterprise value$1.28B+27.9%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate.

The official record: Camden National’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate?
Camden National (CAC) reported sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate of 36,200,000% in Q4 2025.
How has Camden National's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate changed year-over-year?
Camden National's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate increased by 5.2% year-over-year, from 34,400,000% to 36,200,000%.
What is the long-term trend for Camden National's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate?
Over 5 years (2020 to 2025), Camden National's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate has grown at a 22.2% compound annual growth rate (CAGR), from 13,300,000% to 36,200,000%.
What does sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 20 percent adverse change in discount rate mean?
This metric quantifies the potential impact on the fair value of transferred financial assets resulting from a 20 percent adverse change in the discount rate. It provides a stress-test perspective on how significant shifts in market interest rates could erode the value of the bank's retained financial interests. It is essential for assessing the bank's exposure to interest rate risk in its asset-backed portfolios.