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Camden National CAC Unamortized premiums and discounts, deferred fees and costs

Unamortized premiums and discounts, deferred fees and costs at other companies

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Banner CorporationBANR
-$16.3M-5.8%

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$898.68M+37.9%
Enterprise value$1.28B+27.9%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums.

The official record: Camden National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's unamortized premiums and discounts, deferred fees and costs?
Camden National (CAC) reported unamortized premiums and discounts, deferred fees and costs of -$68.88M in Q1 2026.
How has Camden National's unamortized premiums and discounts, deferred fees and costs changed year-over-year?
Camden National's unamortized premiums and discounts, deferred fees and costs increased by 19.3% year-over-year, from -$85.39M to -$68.88M.
What is the long-term trend for Camden National's unamortized premiums and discounts, deferred fees and costs?
Over 5 years (2020 to 2025), Camden National's unamortized premiums and discounts, deferred fees and costs has grown at a 178.4% compound annual growth rate (CAGR), from -$435K to -$72.73M.
What does unamortized premiums and discounts, deferred fees and costs mean?
This metric tracks the net balance of deferred fees and costs related to loan commitments and originations that have not yet been recognized in interest income. It represents a future revenue stream that will be amortized into earnings over the contractual term of the loans. It is a key indicator of the bank's pipeline of future interest income recognition.