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Camden National CAC Provision for Credit Losses

Provision for Credit Losses at other companies

CNB Financial logo
CNB FinancialCCNE
$114K-2.6%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$1.59M+430%
Center Bancorp logo
Center BancorpCNOB
$5.2M+48.6%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$425K
Northwest Bancshares logo
Northwest BancsharesNWBI
$4.37M-44.8%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$18.5M+5.7%

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$899.35M+38.0%
Enterprise value$1.28B+28.0%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Camden National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's provision for credit losses?
Camden National (CAC) reported provision for credit losses of $553K in Q1 2026.
How has Camden National's provision for credit losses changed year-over-year?
Camden National's provision for credit losses decreased by 94.1% year-over-year, from $9.43M to $553K.
What is the long-term trend for Camden National's provision for credit losses?
Over 2 years (2022 to 2025), Camden National's provision for credit losses has grown at a 122.6% compound annual growth rate (CAGR), from $4.5M to $22.29M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.