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Citizens & Northern CZNC Provision for Credit Losses
Provision for Credit Losses at other companies
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Where this comes from
Reported directly by Citizens & Northern in its filing.
Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.
The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:52 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092539
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Interest on subordinated debt, net | 287 | 233 | 520 | 465 |
| Total interest expense | 11,948 | 11,312 | 24,082 | 23,046 |
| Net interest income | 29,618 | 21,142 | 58,072 | 41,117 |
| (Credit) provision for credit losses | (1,846) | 2,354 | 11,756 | 2,590 |
| Net interest income after (credit) provision for credit losses | 31,464 | 18,788 | 46,316 | 38,527 |
| NONINTEREST INCOME | ||||
| Trust revenue | 2,242 | 1,967 | 4,327 | 4,069 |
| Brokerage and insurance revenue | 816 | 554 | 1,404 | 1,052 |
Cover / Front Matter
FAQ
- What is Citizens & Northern's provision for credit losses?
- Citizens & Northern (CZNC) reported provision for credit losses of -$1.85M in Q2 2026.
- How has Citizens & Northern's provision for credit losses changed year-over-year?
- Citizens & Northern's provision for credit losses decreased by 178.4% year-over-year, from $2.35M to -$1.85M.
- What is the long-term trend for Citizens & Northern's provision for credit losses?
- Over 3 years (2021 to 2025), Citizens & Northern's provision for credit losses has grown at a 18.4% compound annual growth rate (CAGR), from $3.66M to $6.07M.
- What does provision for credit losses mean?
- Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.
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