Camden National CAC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 30.7%+5.2pp | 25.5%+1.1pp | 24.3%+1.5pp | 22.9%-1.2pp | 24.1%-5.9pp | |
| Free cash flow margin | 29.7%+6.9pp | 22.8%-11.4pp | 34.2%— | —— | —— | |
| Returns | ||||||
| Return on equity | 11.8%+1.2pp | 10.6%+1.1pp | 9.5%+1.0pp | 8.5%+0.2pp | 8.2%-2.1pp | |
| Return on assets | 1.1%+0.1pp | 1%+0.1pp | 0.9%+0.1pp | 0.8%0.0pp | 0.7%-0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.7×-0.1× | 0.9×-0.2× | 1.1×+0.2× | 0.9×0.0× | 0.9×-0.1× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $41.71+1.7% | $41.03+3.2% | $39.78+3.5% | $38.42+1.6% | $37.81+4.1% | |
| Valuation | ||||||
| Market capitalization | $899.35M+37.9% | $734.09M+12.4% | $652.95M-3.8% | $678.45M-0.6% | $682.52M+9.5% | |
| Enterprise value | $1.28B+27.9% | $1.24B-4.9% | $1.3B+12.0% | $1.16B+13.0% | $1.03B+11.5% | |
| Price / earnings | 11.3×-2.6× | 11.3×-0.1× | 11.4×-2.4× | 13.8×-0.7× | 14.5×+2.7× | |
| Price / sales | 3.5×+0.1× | 2.9×+0.1× | 2.8×-0.4× | 3.2×-0.3× | 3.5×0.0× | |
| Price / book | 1.3×+0.2× | 1.1×+0.1× | 1×-0.1× | 1×0.0× | 1.1×-0.1× | |
| EV / sales | 4.9×-0.2× | 4.8×-0.7× | 5.5×+0.1× | 5.4×+0.1× | 5.3×+0.1× | |
| Free cash flow yield | 8.6%— | 7.9%-4.4pp | 12.3%— | —— | —— | |
| Earnings yield | 8.9%+1.7pp | 8.9%+0.1pp | 8.8%+1.5pp | 7.2%+0.3pp | 6.9%-1.6pp | |
| Dividend yield | 3.2%-0.7pp | 3.9%-0.3pp | 4.2%+0.3pp | 3.9%+0.2pp | 3.7%-0.2pp | |
| PEG ratio | 0.2×-1.8× | 0.5×0.0× | 0.5×-0.6× | 1.1×-1.0× | 2×+1.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Camden National's ratios come from?
- Every ratio is computed from Camden National's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
