Camden National CAC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 30.7%+6.6pp | 25.5%-4.5pp | 24.3%-3.5pp | 22.9%-4.2pp | 24.1%-3.3pp | |
| Free cash flow margin | 29.7%— | 22.8%— | 34.2%— | —— | —— | |
| Returns | ||||||
| Return on equity | 11.8%+3.6pp | 10.6%+0.3pp | 9.5%+0.1pp | 8.5%-0.5pp | 8.2%-0.8pp | |
| Return on assets | 1.1%+0.4pp | 1%+0.1pp | 0.9%+0.1pp | 0.8%0.0pp | 0.7%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.7×-0.2× | 0.9×-0.1× | 1.1×+0.1× | 0.9×-0.2× | 0.9×-0.3× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $41.71+10.3% | $41.03+13.0% | $39.78+9.9% | $38.42+10.7% | $37.81+10.2% | |
| Valuation | ||||||
| Market capitalization | $898.68M+37.9% | $734.09M+17.8% | $652.95M+8.4% | $678.45M+40.8% | $682.52M+39.8% | |
| Enterprise value | $1.28B+27.9% | $1.24B+34.1% | $1.3B+33.1% | $1.16B+25.3% | $1.03B+12.9% | |
| Price / earnings | 11.3×-2.6× | 11.3×-0.5× | 11.4×-1.5× | 13.8×+2.7× | 14.5×+3.4× | |
| Price / sales | 3.5×+0.1× | 2.9×-0.7× | 2.8×-0.8× | 3.2×+0.2× | 3.5×+0.5× | |
| Price / book | 1.3×+0.2× | 1.1×-0.1× | 1×-0.2× | 1×+0.1× | 1.1×+0.1× | |
| EV / sales | 4.9×-0.2× | 4.8×-0.4× | 5.5×-0.3× | 5.4×-0.4× | 5.3×-0.4× | |
| Free cash flow yield | 8.6%— | 7.9%— | 12.3%— | —— | —— | |
| Earnings yield | 8.9%+1.7pp | 8.9%+0.4pp | 8.8%+1.0pp | 7.2%-1.8pp | 6.9%-2.1pp | |
| Dividend yield | 3.2%-0.7pp | 3.9%-0.1pp | 4.2%+0.1pp | 3.9%-1.2pp | 3.7%-1.3pp | |
| PEG ratio | 0.2×-1.8× | 0.5×0.0× | 0.5×— | 1.1×— | 2×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Camden National's ratios come from?
- Every ratio is computed from Camden National's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
