Camden National CAC Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 25.5%-4.5pp | 29.9%+3.4pp | 26.6%-6.0pp | 32.6%-4.3pp | |
| Free cash flow margin | 22.8%— | —— | —— | 54.7%-20.6pp | |
| Returns | |||||
| Return on equity | 10.6%+0.3pp | 10.3%+1.2pp | 9.2%-3.2pp | 12.4%-0.5pp | |
| Return on assets | 1%+0.1pp | 0.9%+0.2pp | 0.8%-0.3pp | 1.1%-0.2pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.9×-0.1× | 1×0.0× | 1×+0.4× | 0.6×+0.2× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $41.03+13.0% | $36.30+7.1% | $33.89+10.4% | $30.70-15.1% | |
| Valuation | |||||
| Market capitalization | $899.35M+37.9% | $623.03M+13.7% | $547.82M-9.8% | $607.23M-15.1% | |
| Enterprise value | $1.28B+27.9% | $924.19M-2.5% | $948.05M+16.7% | $812.31M+12.5% | |
| Price / earnings | 11.3×-2.6× | 11.8×-0.9× | 12.6×+2.7× | 9.9×-0.5× | |
| Price / sales | 3.5×+0.1× | 3.5×+0.2× | 3.4×+0.1× | 3.2×-0.6× | |
| Price / book | 1.3×+0.2× | 1.2×+0.1× | 1.1×-0.2× | 1.3×0.0× | |
| EV / sales | 4.9×-0.2× | 5.2×-0.6× | 5.8×+1.5× | 4.3×+0.5× | |
| Free cash flow yield | 8.6%— | —— | —— | 17%-2.7pp | |
| Earnings yield | 8.9%+1.7pp | 8.5%+0.6pp | 7.9%-2.2pp | 10.1%+0.5pp | |
| Dividend yield | 3.2%-0.7pp | 3.9%-0.5pp | 4.5%+0.6pp | 3.9%+0.9pp | |
| PEG ratio | 0.2×-1.8× | 0.5×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Camden National's ratios come from?
- Every ratio is computed from Camden National's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
