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Carter Bankshares, Inc. CARE Other — Out of Scope Revenue Streams

Other product segments

Bank Owned Life Insurance Income
$1.51M+2.6%
Gains (Losses) on Sales of Securities, net
$46K-32.4%
Commercial Loan Swap Fee Income
$0

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Other financials

Income statement

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Revenue$106.9M+189%
Net income$85.8M+858%
EPS (diluted)$3.88+895%

Balance sheet

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Cash & equivalents$65.7M-70.9%
Total debt$10.9M+5.0%
Total equity$504.9M+25.7%
Total assets$4.8B+2.1%

Cash flow

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Operating cash flow$303.9M+4,667%
CapEx$1.5M+0.9%
Free cash flow$302.4M+6,131%

Valuation

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Market cap$726.22M+90.6%
P/E6.7×-7.1×
P/S3.3×+0.5×

Profitability

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Net margin48.5%+28.6pp
FCF margin147.6%

Returns & leverage

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Return on equity23.9%+16.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Carter Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomerExcludingInterestIncome.

The official record: Carter Bankshares, Inc.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Carter Bankshares, Inc.'s other — out of scope revenue streams?
Carter Bankshares, Inc. (CARE) reported other — out of scope revenue streams of $133K in Q4 2025.
How has Carter Bankshares, Inc.'s other — out of scope revenue streams changed year-over-year?
Carter Bankshares, Inc.'s other — out of scope revenue streams increased by 28.5% year-over-year, from $103.5K to $133K.
What is the long-term trend for Carter Bankshares, Inc.'s other — out of scope revenue streams?
Over 4 years (2021 to 2025), Carter Bankshares, Inc.'s other — out of scope revenue streams has grown at a -7.6% compound annual growth rate (CAGR), from $730K to $532K.
What does other — out of scope revenue streams mean?
This metric represents revenue generated from ancillary business activities or non-core operations that fall outside the primary interest-based and standard fee-based banking services. It captures miscellaneous income streams that do not fit into the bank's main reporting categories but contribute to the overall revenue profile of the 'Other' business segment. Monitoring this helps investors understand the contribution of secondary or opportunistic revenue sources to the company's total top-line performance.