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German American Bancorp GABC Other — Other Operating Income

Other product segments

ATM Fees
$315K-6.5%
Wire Transfer Fees
$254K+4.5%

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Other financials

Income statement

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Revenue$100.0M+11.2%
Net income$38.2M+21.7%
EPS (diluted)$1.02+21.4%

Balance sheet

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Cash & equivalents$94.2M-53.0%
Total debt$7.1M+14.1%
Total equity$1.2B+13.3%
Total assets$8.4B+1.9%

Cash flow

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Operating cash flow$58.1M+116%
CapEx$2.9M+280%
Free cash flow$55.3M+111%

Valuation

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Market cap$1.91B+31.8%
Enterprise value$1.82B+45.2%
P/E13.4×-3.4×
P/S4.9×+0.1×

Profitability

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Net margin36.8%+8.0pp
FCF margin47.2%+9.1pp

Returns & leverage

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Return on equity12.5%+2.7pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The source filing: German American Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714395-26-000032
Non-interest IncomeThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025
Interchange Fee Income5,3285,057
Other Operating Income:
ATM Fees315337
Wire Transfer Fees254243
Other (1)381326
Non-interest Income (in-scope of Topic 606)15,27613,842
Non-interest Income (out-of-scope of Topic 606)3,4702,891
Total Non-interest Income$18,746$16,733

Item 1. Unaudited Financial Statements

FAQ

What is German American Bancorp's other — other operating income?
German American Bancorp (GABC) reported other — other operating income of $381K in Q2 2026.
How has German American Bancorp's other — other operating income changed year-over-year?
German American Bancorp's other — other operating income increased by 16.9% year-over-year, from $326K to $381K.
What is the long-term trend for German American Bancorp's other — other operating income?
Over 3 years (2022 to 2025), German American Bancorp's other — other operating income has grown at a 3.5% compound annual growth rate (CAGR), from $1.25M to $1.39M.
What does other — other operating income mean?
This metric represents miscellaneous revenue streams generated by the 'Other' business segment that are not classified under core banking or wealth management activities. It captures ancillary income sources that contribute to the segment's total operating performance. Monitoring this helps investors understand the diversification of revenue outside of primary lending and fee-based services.

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