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German American Bancorp GABC ATM Fees — Other Operating Income

Other product segments

Other
$385K+43.1%
Wire Transfer Fees
$225K+10.8%

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PRKATM Fees
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INDBATM Charge — Revenue from Contract with Customer, Excluding Assessed Tax
$1.09M+5.1%
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BUSECard services and ATM fees — Noninterest income
$4.65M+25.3%
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WSFSOther card and ATM fees — Revenue from Contract with Customer, Including Assessed Tax
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INDBInterchange And Atm Fees
$5.02M+8.6%
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RFCard and ATM fees — Total Noninterest Income
$117M0.0%

Other financials

Income statement

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Revenue$96.1M+18.0%
Net income$33.2M+215%
EPS (diluted)$0.88+193%

Balance sheet

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Cash & equivalents$123.9M-72.0%
Total debt$7.5M+14.4%
Total equity$1.2B+12.3%
Total assets$8.4B-0.4%

Cash flow

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Operating cash flow$37.0M-2.3%
CapEx$1.1M-14.9%
Free cash flow$36.0M-1.9%

Valuation

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Market cap$1.72B+11.9%
Enterprise value$1.61B+50.2%
P/E12.8×-7.7×
P/S4.6×-1.0×

Profitability

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Net margin36%+8.5pp
FCF margin40.8%+2.5pp

Returns & leverage

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Return on equity12.2%+3.3pp
Debt / equity0.0×

Where this comes from

Reported directly by German American Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The official record: German American Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is German American Bancorp's ATM fees — other operating income?
German American Bancorp (GABC) reported ATM fees — other operating income of $285K in Q1 2026.
How has German American Bancorp's ATM fees — other operating income changed year-over-year?
German American Bancorp's ATM fees — other operating income decreased by 2.1% year-over-year, from $291K to $285K.
What is the long-term trend for German American Bancorp's ATM fees — other operating income?
Over 3 years (2022 to 2025), German American Bancorp's ATM fees — other operating income has grown at a 1.7% compound annual growth rate (CAGR), from $1.24M to $1.3M.
What does ATM fees — other operating income mean?
This metric represents the total revenue generated from fees charged to customers for the use of automated teller machine (ATM) services. It captures income derived from both proprietary and out-of-network transactions as part of the bank's broader non-interest operating income streams. This figure reflects the bank's ability to monetize its physical distribution network and provide convenient cash access to its client base.