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Pathward Financial, Inc. CASH Q1 2026 earnings

Reported January 22, 2026 · After market close

Revenue$173.1MMiss by $12.7M
EPS$1.57Beat by $0.19
Revenue estimate$185.8M
EPS estimate$1.38

Next report

Oct 20, 2026 (in a month)
Revenue estimate$179.1M
EPS estimate$1.63

Financials

Q1 2026

Income statement

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Revenue$173.1M-5.2%
Net income$35.2M+17.3%
EPS (diluted)$1.57+27.6%

Balance sheet

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Cash & equivalents$331.2M-44.6%
Total debt$56.7M-0.7%
Total equity$854.5M+10.0%
Total assets$7.6B-0.6%

Cash flow

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Operating cash flow$108.3M+251%
CapEx$4.2M+103%
Free cash flow$104.1M+241%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.59B-10.6%
Enterprise value$1.31B+6.2%
P/E8.3×-1.7×
P/S1.9×-0.3×

Profitability

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Net margin23%+1.0pp
FCF margin74.3%+27.6pp

Returns & leverage

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Return on equity23.4%-0.6pp
Debt / equity0.1×0.0×

Segments

By product

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Card and deposit fees$30.1M+3.7%
Rental income$11.6M-15.2%
Refund transfer product fees$355.0K-13.4%
Refund advance and other tax fee income$131.0K-71.5%

By segment

See full
Consumer$103.0M-10.2%
Commercial$70.4M+9.1%
Corporate Services/Other-$281.0K-108%

FAQ

When did Pathward Financial, Inc. report Q1 2026 earnings?
Pathward Financial, Inc. (CASH) reported Q1 2026 earnings on January 22, 2026 after market close.
What were Pathward Financial, Inc.'s Q1 2026 revenue and EPS?
Pathward Financial, Inc. reported revenue of $173.1M and eps of $1.57 for Q1 2026.
Did Pathward Financial, Inc. beat estimates in Q1 2026?
Revenue missed the consensus estimate of $185.8M by $12.7M. EPS beat the consensus estimate of $1.38 by $0.19.
Where can I find Pathward Financial, Inc.'s Q1 2026 SEC filings?
You can read the 8-K earnings release (0000907471-26-000009) and the 10-Q periodic report (0000907471-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.