When did Pathward Financial, Inc. report Q3 2025 earnings?

Pathward Financial, Inc. (CASH) reported Q3 2025 earnings on September 16, 2025.

What were Pathward Financial, Inc.'s Q3 2025 revenue and EPS?

Pathward Financial, Inc. reported revenue of $158.1M and eps of $1.82 for Q3 2025.

How did Pathward Financial, Inc.'s Q3 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 1.9% from $155.2M a year earlier and eps grew 9.6% from $1.66.

Where can I find Pathward Financial, Inc.'s Q3 2025 SEC filings?

You can read the 10-K/A periodic report (0000907471-25-000083) directly on SEC EDGAR. The filing index links above go to sec.gov.

Pathward Financial, Inc. CASH Q3 2025 Annual earnings

Reported September 16, 2025

Revenue$158.1M

EPS$1.82

Next report

Oct 20, 2026 (in 3 months)

Revenue estimate$179.1M

EPS estimate$1.63

Financials

Q3 2025

Income statement

See full

Revenue$195.8M+3.8%

Net income$42.1M-6.1%

EPS (diluted)$1.81+1.7%

Balance sheet

See full

Cash & equivalents$258.3M-13.6%

Total debt$172.9M+187%

Total equity$819.0M+9.4%

Total assets$7.2B-3.8%

Cash flow

See full

Operating cash flow$30.4M-73.2%

CapEx$2.7M+21.9%

Free cash flow$27.7M-75.1%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$1.8B+25.8%

Enterprise value$1.71B+43.8%

P/E10×+1.8×

P/S2.2×+0.3×

Profitability

See full

Net margin21.7%-0.5pp

FCF margin33.3%-24.7pp

Returns & leverage

See full

Return on equity23%-1.9pp

Debt / equity0.2×+0.1×

Segments

By product

See full

Card and deposit fees$37.3M+11.8%

Rental income$12.9M-6.3%

Refund transfer product fees$9.8M+8.1%

Refund advance and other tax fee income$307.0K+558%

By segment

See full

Consumer$117.7M+3.6%

Corporate Services/Other$4.5M+10.8%

Versus estimates

Revenue

Q3 2026$189.6MMiss by $1.5M Q2 2026$276.3MBeat by $4.3M Q1 2026$173.1MMiss by $12.7M

Q3 2025$158.1M

Q4 2024$137.7MMiss by $29.5M Q3 2024$155.2MMiss by $21.4M

Diluted EPS

Q3 2026$1.37Miss by $0.58 Q2 2026$3.35In line Q1 2026$1.57Beat by $0.19

Q3 2025$1.82

Q4 2024$1.35Beat by $0.07 Q3 2024$1.66Beat by $0.11

Ask the moment Pathward Financial, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did Pathward Financial, Inc. report Q3 2025 earnings?: Pathward Financial, Inc. (CASH) reported Q3 2025 earnings on September 16, 2025.
What were Pathward Financial, Inc.'s Q3 2025 revenue and EPS?: Pathward Financial, Inc. reported revenue of $158.1M and eps of $1.82 for Q3 2025.
How did Pathward Financial, Inc.'s Q3 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 1.9% from $155.2M a year earlier and eps grew 9.6% from $1.66.
Where can I find Pathward Financial, Inc.'s Q3 2025 SEC filings?: You can read the 10-K/A periodic report (0000907471-25-000083) directly on SEC EDGAR. The filing index links above go to sec.gov.