When did Pathward Financial, Inc. report Q4 2024 earnings?

Pathward Financial, Inc. (CASH) reported Q4 2024 earnings on October 23, 2024 after market close.

What were Pathward Financial, Inc.'s Q4 2024 revenue and EPS?

Pathward Financial, Inc. reported revenue of $137.7M and eps of $1.35 for Q4 2024.

Did Pathward Financial, Inc. beat estimates in Q4 2024?

Revenue missed the consensus estimate of $167.2M by $29.5M. EPS beat the consensus estimate of $1.28 by $0.07.

Where can I find Pathward Financial, Inc.'s Q4 2024 SEC filings?

You can read the 10-K periodic report (0000907471-24-000159) directly on SEC EDGAR. The filing index links above go to sec.gov.

Pathward Financial, Inc. CASH Q4 2024 Annual earnings

Reported October 23, 2024 · After market close

Revenue$137.7MMiss by $29.5M

EPS$1.35Beat by $0.07

Revenue estimate$167.2M

EPS estimate$1.28

Next report

Oct 20, 2026 (in 3 months)

Revenue estimate$179.1M

EPS estimate$1.63

Financials

Q4 2024

Income statement

See full

Revenue$179.5M+5.5%

Net income$33.5M+32.7%

EPS (diluted)$1.34+39.6%

Balance sheet

See full

Cash & equivalents$158.3M-57.8%

Total debt$436.4M+477%

Total equity$822.5M+32.8%

Total assets$7.5B+0.4%

Cash flow

See full

Operating cash flow$143.1M+18.6%

CapEx$4.4M+19.4%

Free cash flow$138.8M+18.6%

Valuation & ratios

Valuation

as of 09/30/24

See full

Market cap$1.65B+38.0%

Enterprise value$1.92B+116%

P/E9×+0.7×

P/S2.1×+0.4×

Profitability

See full

Net margin23%+3.3pp

FCF margin60%+16.1pp

Returns & leverage

See full

Return on equity25.4%+2.5pp

Debt / equity0.5×+0.4×

Segments

By segment

See full

Consumer$104.5M+13.0%

Commercial$71.4M-6.2%

Corporate Services/Other$3.7M-76.6%

By product

See full

Card and deposit fees$26.4M-15.3%

Rental income$13.2M-9.4%

Refund advance and other tax fee income$229.0K+191%

Versus estimates

Revenue

Q3 2026$189.6MMiss by $1.5M Q2 2026$276.3MBeat by $4.3M Q1 2026$173.1MMiss by $12.7M Q3 2025$158.1M

Q4 2024$137.7MMiss by $29.5M

Q3 2024$155.2MMiss by $21.4M

Diluted EPS

Q3 2026$1.37Miss by $0.58 Q2 2026$3.35In line Q1 2026$1.57Beat by $0.19 Q3 2025$1.82

Q4 2024$1.35Beat by $0.07

Q3 2024$1.66Beat by $0.11

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Questions, answered.

When did Pathward Financial, Inc. report Q4 2024 earnings?: Pathward Financial, Inc. (CASH) reported Q4 2024 earnings on October 23, 2024 after market close.
What were Pathward Financial, Inc.'s Q4 2024 revenue and EPS?: Pathward Financial, Inc. reported revenue of $137.7M and eps of $1.35 for Q4 2024.
Did Pathward Financial, Inc. beat estimates in Q4 2024?: Revenue missed the consensus estimate of $167.2M by $29.5M. EPS beat the consensus estimate of $1.28 by $0.07.
Where can I find Pathward Financial, Inc.'s Q4 2024 SEC filings?: You can read the 10-K periodic report (0000907471-24-000159) directly on SEC EDGAR. The filing index links above go to sec.gov.