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Pathward Financial, Inc. CASH ADD: Adoption of Accounting Standards Update 2016-13

ADD: Adoption of Accounting Standards Update 2016-13 at other companies

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Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:AdoptionOfAccountingStandardsUpdate.

The official record: Pathward Financial, Inc.’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s ADD: adoption of accounting standards update 2016-13?
Pathward Financial, Inc. (CASH) reported ADD: adoption of accounting standards update 2016-13 of $1.79M in Q3 2025.
How has Pathward Financial, Inc.'s ADD: adoption of accounting standards update 2016-13 changed year-over-year?
Pathward Financial, Inc.'s ADD: adoption of accounting standards update 2016-13 decreased by 50.0% year-over-year, from $3.58M to $1.79M.
What is the long-term trend for Pathward Financial, Inc.'s ADD: adoption of accounting standards update 2016-13?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s ADD: adoption of accounting standards update 2016-13 has grown at a -31.7% compound annual growth rate (CAGR), from $8.2M to $1.79M.
What does ADD: adoption of accounting standards update 2016-13 mean?
This represents the cumulative financial impact resulting from the adoption of specific accounting standards updates, such as those related to credit loss provisioning. It serves as a reconciliation adjustment to equity or retained earnings to align financial reporting with new regulatory requirements. This metric is essential for understanding one-time shifts in capital adequacy and provisioning levels.