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Pathward Financial, Inc. CASH Unamortized initial direct costs

Unamortized initial direct costs at other companies

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Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:DirectFinancingLeaseUnamortizedInitialDirectCosts.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s unamortized initial direct costs?
Pathward Financial, Inc. (CASH) reported unamortized initial direct costs of $44K in Q1 2026.
How has Pathward Financial, Inc.'s unamortized initial direct costs changed year-over-year?
Pathward Financial, Inc.'s unamortized initial direct costs decreased by 46.3% year-over-year, from $82K to $44K.
What is the long-term trend for Pathward Financial, Inc.'s unamortized initial direct costs?
Over 5 years (2020 to 2025), Pathward Financial, Inc.'s unamortized initial direct costs has grown at a -49.5% compound annual growth rate (CAGR), from $2.08M to $68K.
What does unamortized initial direct costs mean?
This metric tracks the unamortized initial direct costs incurred to originate direct financing leases, which are deferred and recognized over the lease term. It provides insight into the efficiency of the bank's leasing business model and the timing of expense recognition relative to lease revenue.