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Pathward Financial, Inc. CASH Unamortized initial direct costs

Unamortized initial direct costs at other companies

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$31.8M+10.5%
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$16.67M-16.8%
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-$32.18M-8.9%
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$9.64M+15.0%
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$76.43M+6.9%

Other financials

Income statement

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Revenue$276.3M+0.5%
Net income$72.9M-2.7%
EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%
Total debt$82.7M+41.0%
Total equity$851.5M+4.5%
Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%
CapEx$2.3M-35.6%
Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%
Enterprise value$1.72B+20.9%
P/E9.5×+0.7×
P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp
FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:RentalEquipmentInitialDirectCosts.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s unamortized initial direct costs?
Pathward Financial, Inc. (CASH) reported unamortized initial direct costs of $519K in Q1 2026.
How has Pathward Financial, Inc.'s unamortized initial direct costs changed year-over-year?
Pathward Financial, Inc.'s unamortized initial direct costs decreased by 44.4% year-over-year, from $934K to $519K.
What is the long-term trend for Pathward Financial, Inc.'s unamortized initial direct costs?
Over 5 years (2020 to 2025), Pathward Financial, Inc.'s unamortized initial direct costs has grown at a -17.3% compound annual growth rate (CAGR), from $1.72M to $665K.
What does unamortized initial direct costs mean?
These are the incremental costs directly attributable to negotiating and consummating a lease agreement that would not have been incurred had the lease not been executed. Tracking these costs is essential for understanding the initial investment required to originate rental contracts and their subsequent amortization over the lease term.