Where do Pathward Financial, Inc.'s ratios come from?

Every ratio is computed from Pathward Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q2 '26	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25
Profitability
Net margin	22.7%-0.3pp	23%+0.9pp	22.1%+0.4pp	21.7%-0.5pp	22.2%+0.2pp
Free cash flow margin	79.7%+5.4pp	74.3%+22.0pp	52.3%+19.0pp	33.3%-10.4pp	43.7%-3.0pp
Returns
Return on equity	22.7%-0.7pp	23.4%+1.3pp	22.1%-0.9pp	23%-0.9pp	23.9%-0.2pp
Return on assets	2.7%+0.2pp	2.5%0.0pp	2.5%+0.1pp	2.5%-0.1pp	2.5%+0.2pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.2×+0.1×	0.1×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.94B+22.4%	$1.59B-5.9%	$1.69B-6.3%	$1.8B+3.4%	$1.74B-2.0%
Enterprise value	$1.87B+42.4%	$1.31B-19.6%	$1.63B-4.8%	$1.71B+11.0%	$1.54B+25.1%
Price / earnings	10.3×+2.0×	8.3×-0.8×	9.1×-0.9×	10×+0.5×	9.5×-0.5×
Price / sales	2.3×+0.4×	1.9×-0.1×	2×-0.2×	2.2×+0.1×	2.1×-0.1×
Price / book	2.3×+0.4×	1.9×-0.1×	2×-0.2×	2.2×+0.1×	2.1×-0.1×
EV / sales	2.2×+0.7×	1.6×-0.4×	1.9×-0.1×	2.1×+0.2×	1.9×+0.3×
Free cash flow yield	34.1%-4.8pp	38.9%+12.8pp	26%+10.6pp	15.4%-5.3pp	20.7%-0.5pp
Earnings yield	9.7%-2.3pp	12%+1.0pp	11%+1.0pp	10%-0.5pp	10.5%+0.5pp
Dividend yield	0.2%-0.1pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp
PEG ratio	3.3×+2.1×	1.2×-5.1×	6.3×+3.2×	3.1×+2.2×	0.9×+0.4×

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Questions, answered.

Where do Pathward Financial, Inc.'s ratios come from?: Every ratio is computed from Pathward Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.