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Cato Corporation CATO Interest And Fee Income Loans Consumer Installment Credit Card

Interest And Fee Income Loans Consumer Installment Credit Card at other companies

Cato Corporation logo
Cato CorporationCATO
$663.5K-1.6%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$519.9M+118%
Provident Financial Services logo
Provident Financial ServicesPFS
$9.9M-2.5%
GBC
Glacier BancorpGBCI
$24.89M+10.0%
Unity Bancorp logo
Unity BancorpUNTY
$1.42M+5.8%
Payoneer Global Inc. logo
Payoneer Global Inc.PAYO
$51.54M-11.1%

Other financials

Income statement

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Revenue$171.1M+0.5%
Gross profit$64.8M+6.3%
Operating income$9.0M+160%
Net income$9.3M+181%
EPS (diluted)$0.47+176%

Balance sheet

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Cash & equivalents$28.1M-17.4%
Total debt$145.0M+9.4%
Total equity$166.7M+1.1%
Total assets$439.2M-0.4%

Cash flow

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Operating cash flow$8.0M+108%
CapEx$1.1M+4.7%
Free cash flow$7.0M+145%

Valuation

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Market cap$64.67M+18.3%
Enterprise value$181.61M+18.5%
P/E710.6×
P/S0.1×0.0×

Profitability

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Gross margin34.5%+1.9pp
Operating margin-1.1%-0.5pp
Net margin0%0.0pp
FCF margin-0.2%-0.1pp

Returns & leverage

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Return on equity0.1%0.0pp
Debt / equity0.9×+0.1×
Current ratio1.3×+0.1×

Where this comes from

Reported directly by Cato Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumerInstallmentCreditCard.

The official record: Cato Corporation’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cato Corporation's interest and fee income loans consumer installment credit card?
Cato Corporation (CATO) reported interest and fee income loans consumer installment credit card of $663.5K in Q4 2025.
How has Cato Corporation's interest and fee income loans consumer installment credit card changed year-over-year?
Cato Corporation's interest and fee income loans consumer installment credit card decreased by 1.6% year-over-year, from $674K to $663.5K.
What is the long-term trend for Cato Corporation's interest and fee income loans consumer installment credit card?
Over 4 years (2021 to 2025), Cato Corporation's interest and fee income loans consumer installment credit card has grown at a 6.5% compound annual growth rate (CAGR), from $2.07M to $2.65M.
What does interest and fee income loans consumer installment credit card mean?
Revenue generated from interest charges and service fees associated with consumer credit products offered to customers. This is a key performance indicator for the credit segment's ability to monetize its lending activities.